Then gives you hundreds of transactions to categorize.
Net worth tracking for people who hate budgeting
Grow your net worth. Skip the budget.
Bring your savings, investments, property, pensions, and debts into one clear view. Check in once a month, understand what changed, and keep your attention on growth, not every transaction.
14-day money-back guaranteeTax includedLaunch offer: $19 first year
Net worth · today
14.2%$482,740
Aug 2019+$286,120Aug 2026
Assets$644,900Debt$162,160
This month+$4,860Mostly investments
A different kind of financial app
Your money deserves attention.
Not constant administration.
One useful answer, once a month.
A habit that compounds
A clear financial picture in three steps
Spend a few minutes each month on the numbers that shape your future.
Add what you own and owe
Track cash, investments, pensions, property, businesses, mortgages, loans, and more.
Check in once a month
Review the balances that changed. No daily logging and no transaction cleanup.
See what moved your wealth
Save a permanent snapshot and understand which assets, debts, and categories drove the change.
See the whole story
Your progress, without the financial noise
Built around the questions that matter when you are trying to grow wealth over years, not optimize every Tuesday.
See everything together
Net worth, assets, debt, allocation, and long-term movement in one calm dashboard.
Explore the live demoCurrent net worth$482,740+$4,860 this month
Understand the change
Know whether growth came from saving, investing, property, currency, or paying down debt.
Global equities+$3,240Property+$1,900Mortgage+$620
Keep every currency
Enter each item naturally and see the whole portfolio in the currency you live by.
$Brokerage$184,200€Company stock€76,500złProperty1,240,000 zł
Straightforward by design
Enough detail to be useful.
Never enough to become a chore.
Assets and debts together
A genuine personal balance sheet, including liabilities linked to the assets they finance.
History that stays true
Today remains flexible while every monthly snapshot preserves its own point in time.
Long-term projections
Explore possible future paths with uncertainty shown honestly, not hidden behind false precision.
Your independence number
Keep the 4% rule in view as a useful planning reference, with assumptions clearly stated.
Categories that fit your life
Organize assets and liabilities around the way you actually think about your wealth.
Subscription-funded
No ads and no incentive to turn your financial life into an advertising profile.
Manual-first, not manual forever
Simple where it matters.
Automatic where it helps.
NetWorthOne starts with values you control. There are no transactions to categorize and no connection errors standing between you and a useful monthly check-in.
Selective integrations are coming for accounts and asset types where automation genuinely saves time. The focused monthly ritual is staying.
NowManual balancesDependable and flexibleComingHelpful integrationsAutomation without the noise
Your financial picture is personal
You are the customer.
Your data is not the product.
NetWorthOne is funded by a straightforward subscription, not advertising. We do not sell your financial data or use it to market financial products.
Ad-freeExport your dataDelete your account
One plan. The whole product.
A small price for the long view
No confusing tiers and no essential feature held back.
NetWorthOne Personal Limited launch offer$39$19/ first year
Then $39/year. Cancel renewal anytime.
Unlimited assets and liabilitiesUnlimited monthly historyMulti-currency trackingAllocation and change driversProjections and planning viewsAll future core improvements
Start your first year for $1914-day money-back guarantee · Tax included · Cancel renewal anytime
The Net Worth Journal
Think less about spending.
Learn more about growth.
Practical guides for building a useful monthly wealth habit.View all articles
How often should you update your net worth?
Monthly is a useful default—but the right cadence is the one that helps you make decisions without turning money into a daily performance score.
Read articleNet worth tracker vs. spreadsheet: which one do you actually need?
A spreadsheet is often the right place to start. The decision changes when maintaining history, currencies, and consistent valuations becomes the work.
Read articleThe 4% rule, without the hype
The 4% rule is a historical withdrawal framework, not a promise or a universal retirement target. Here is what it measures and how to use it without false precision.
Read articleQuestions, answered
Especially the budgeting question.
Is NetWorthOne a budgeting app?+
No. That is the point. NetWorthOne is for people who hate budgeting but still care about building wealth. You do not categorize every purchase or police every coffee. You track the balances that matter, check in once a month, and focus on whether your net worth is growing.
Do I have to record transactions?+
No. NetWorthOne tracks account and asset balances, not individual transactions. Update a few current values during your monthly check-in and save the result as a snapshot.
How much work is a monthly check-in?+
For most portfolios, a check-in takes a few minutes. Review the values that changed, add a short note if something important happened, and save the month. There is no inbox of transactions waiting to be cleaned up.
Does NetWorthOne connect to banks?+
NetWorthOne is manual-first today, which keeps it dependable and straightforward. Selective automatic integrations are coming for the places where they genuinely save time, but the calm monthly workflow will remain at the heart of the product.
What can I track?+
Cash, investment accounts, pensions, property, businesses, crypto, vehicles, mortgages, loans, and other assets or liabilities. You can create categories that match the way you think about your money.
Does it support multiple currencies?+
Yes. Keep each item in its native currency and see the complete portfolio in your chosen base currency. Historical snapshots use rates from their effective dates.
Can I change an old snapshot?+
Yes. Saved snapshots are independent historical records, so editing today never silently rewrites the past. If an old value needs correcting, you can edit that specific snapshot directly.
Is NetWorthOne financial advice?+
No. NetWorthOne helps you organize and understand information you provide. Projections and the 4% rule view are planning references, not investment, tax, or legal advice and do not guarantee future results.
Start with today’s number
Build wealth.
Not a better budget.
Your first snapshot takes a few minutes. The history it begins can serve you for years.
Start your first year for $19Pay $19 today · 14-day money-back guarantee · Then $39/year